The scheme “Atal Beemit Vyakti Kalyan Yojana (ABVKY)” was introduced by the Employees’ State Insurance Corporation (ESIC) on a pilot basis for a period of 2 years w.e.f. 01.07.2018...
The scheme provides relief to the extent of 50% of the average per day earnings of employees during their last employment.
The relief amount to be paid up to a maximum of 90 days of unemployment (once in a lifetime) subject to conditions that the employee should have completed two years of Insurable employment and has contributed not less than Seventy-Eight (78) days in each of the three consecutive contribution periods.
The IP will be eligible for Medical benefits as provided under the Act for the period he is availing this relief.
**Note 01:** The Insured Person should have been in insurable employment for a minimum period of two years immediately before his/her unemployment and should have contributed for not less than 78 days in the contribution period immediately preceding the unemployment and a minimum of 78 days in one of the remaining three contribution periods in two years prior to unemployment.
**Note 02:** Claim shall become due 30 days after the date of unemployment. Earlier this period was 90 days.
Eligibility (who can apply)
The Insured Person (IP) should have been rendered unemployed during the period the relief is claimed.
The Insured Person should have been in insurable employment for a minimum period of two years.
The Insured Person should have contributed not less than 78 days during each of the preceding three contribution periods.
The contribution in respect of him/her should have been paid or payable by the employer.
The unemployment contingency should not have resulted from any punishment for misconduct, superannuation, or voluntary retirement.
The Aadhaar and Bank Account of the Insured Person should be linked with the insured person database.
**Note:** All the Insured Persons covered under the ESI Act are entitled under the scheme and no separate registration is required.
**Other conditions for the administration of the scheme:**
In case the IP is working for more than one employer and is covered under the ESI scheme he will be considered unemployed only in case he is rendered unemployed with all employers.
As specified in Section 65 of the ESI Act, an IP shall not be entitled to any other cash compensation and Relief under ABVKY simultaneously for the same period. However, periodical payments of Permanent Disability Benefit (PDB) under the ESI Act and Regulations shall continue.
As specified under Section 61 of the ESI Act, an IP who is in receipt of Relief under ABVKY shall not be entitled to receive any similar benefit admissible under the provisions of any other enactment.
**Disqualification/Termination of relief under ABVKY:**
During lockout
Strike resorted to by the employees declared illegal by the competent authority
Voluntary abandonment of employment/ voluntary retirement/ premature retirement
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How to Apply
**Online**
> **Application Process:**
**Step 01:** To submit an online claim, the application can be made online at the website: [https://esic.gov.in/](https://esic.gov.in/)
**Step 02:** On the home page of the official website: Services-->Employees -->IP Portal -->Select Insured Person -->Sign Up.
**Step 03:** For new users ‘[Sign-Up](https://www.esic.in/EmployeePortal/SignUp.aspx)’ is required to fill Insurance Number, Date of Birth, and Mobile Number after that get the User Name and password.
**Step 04:** Now, the applicant can [login](https://www.esic.in/EmployeePortal/login.aspx) through his/her credentials and select the scheme to claim the benefits.
**Step 05:** Fill in all the mandatory details in the form including bank details etc.
**Step 06:** Download the AB-1 Form and fill in all the details wherever required.
Frequently Asked Questions
Who is eligible for Atal Beemit Vyakti Kalyan Yojana / what is the eligibility?
1. The Insured Person (IP) should have been rendered unemployed during the period the relief is claimed.
1. The Insured Person should have been in insurable employment for a minimum period of two years.
1. The Insured Person should have contributed not less than 78 days during each o...
What are the benefits of Atal Beemit Vyakti Kalyan Yojana?
1. The scheme provides relief to the extent of 50% of the average per day earnings of employees during their last employment.
1. The relief amount to be paid up to a maximum of 90 days of unemployment (once in a lifetime) subject to conditions that the employee should have completed two...
How to apply online for Atal Beemit Vyakti Kalyan Yojana?
**Online**
> **Application Process:**
**Step 01:** To submit an online claim, the application can be made online at the website: [https://esic.gov.in/](https://esic.gov.in/)
**Step 02:** On the home page of the official website: Services-->Employees -->IP Portal --&gt...