"Bina Mulya Samajik Suraksha Yojana (BM-SSY)" is a comprehensive social security scheme for unorganized workers in the state of West Bengal, India. It was launched by the West Beng...
**Provident Fund:** The State Government will pay ₹ 55/- ( ₹ 25/- + ₹ 30/-) including the beneficiary and State Grant) per month. On retirement or death, the total amount along with interest is refunded.1. **Health And Family Welfare:**
**Medical Expenses**
Beneficiaries and their family members receive financial assistance for hospitalization and outdoor treatment of ailments covered under WBHS 2008.
The maximum annual assistance is ₹ 20,000/-.
Benefits include full coverage for clinical tests, medicine, and hospitalization.
In case of hospitalization, the beneficiary receives compensation for loss of employment.
**Surgical Expenses**
Beneficiaries and their family members receive financial assistance for any kind of surgery.
The maximum annual assistance is ₹ 60,000/-.
Benefits include full coverage for clinical tests, medicine, and hospitalization.
In case of hospitalization, the beneficiary receives compensation for loss of employment.
**Additional Provisions**
For accidents requiring hospitalization for five or more days, the beneficiary receives compensation for loss of employment.
Claims for medical expenses, surgical expenses, and accident-related loss of employment are admissible at government or empaneled hospitals.
Payment for loss of employment is applicable only to the registered beneficiary, not to family members.
A financial year is considered a year for availing benefits.
**Death and Disability:** To provide social security to the nominees of the beneficiaries under the Yojana, the following benefit would be provided:-
In cases of death of the beneficiary arising out of an accident : ₹ 2,00,000/- only
पात्रता (कौन ले सकता है)
Applicant must be a resident of West Bengal.
Applicant should be between 18-60 years of age.
Applicant family income should not exceed ₹ 6, 500/- per month except construction & transport workers. For construction & transport workers family income has no upper limit.
The period for calculation of average family income will be 12 months prior to the month in which application is made.
आवेदन कैसे करें
**Online**
Applicant have to visit the official website [https://bmssy.wblabour.gov.in/ ](https://bmssy.wblabour.gov.in/)1.
Click on “New Registration by Beneficiary”.
On the “Beneficiary Registration” page , provide your personal and contact details and complete the registration process.
After receiving Username and Password, applicant need login.