Bihar Student Credit Card Scheme

বিহার সরকার বিহার ছাত্র ক্রেডিট কার্ড (BSCC) স্কিম চালু করেছে যাতে প্রার্থীদের উচ্চ শিক্ষা সম্পন্ন করতে আর্থিক সহায়তা প্রদান করা যায়।

Key details

• Level: State-level
• State: Bihar
• Category: Education & Scholarship
• Last date: Always open
• Beneficiaries: student, citizen

Benefits

The eligible students will get the following benefits under this scheme:-

• A maximum loan amount of ₹4 lakh.
• Loan can be availed for polytechnic, technical and general courses.
• This assistance may be utilized for purchasing of books and laptops or pay any kind of fees.
• Repayment of the loan starts once the course has been completed and student have secured a job.
• The interest rate of the loan is 1% for Divyang, transgender, and girl students.
• The recovery procedures are flexible since the loan is government-owned.

Eligibility (who can apply)

• The applicant must be a resident of Bihar state and should be at least 25 years.
• The applicant must have passed the class 12th.
• The applicant must get admission to a course in an authorized institute.
• The applicant must complete the entire course.

How to Apply

1. **Online**
2. Visit [**https://www.7nishchay-yuvaupmission.bihar.gov.in/**](https://www.7nishchay-yuvaupmission.bihar.gov.in/) website.
3. Click the ‘New Applicant Registration’ button.
4. Fill the details, such as name, email ID, mobile number, Aadhaar number, and OTP and click the ‘Submit’ button.
5. A successful registration message will be displayed, and the applicants will receive the username and password by email and SMS.
6. Visit the [**https://www.7nishchay-yuvaupmission.bihar.gov.in/**](https://www.7nishchay-yuvaupmission.bihar.gov.in/) website and log in using the username and password.
7. Fill the details on the ‘Personal Information Page’ and click the ‘Submit’ button.
8. Selects the ‘BSCC’ option from the drop-down list and click the ‘Apply’ button.

Frequently Asked Questions

Who is eligible for Bihar Student Credit Card Scheme / what is the eligibility?

1. The applicant must be a resident of Bihar state and should be at least 25 years. 1. The applicant must have passed the class 12th. 1. The applicant must get admission to a course in an authorized institute. 1. The applicant must complete the entire course.

What are the benefits of Bihar Student Credit Card Scheme?

The eligible students will get the following benefits under this scheme:- 1. A maximum loan amount of ₹4 lakh. 1. Loan can be availed for polytechnic, technical and general courses. 1. This assistance may be utilized for purchasing of books and laptops or pay any kind of fees....

How to apply online for Bihar Student Credit Card Scheme?

**Online** 1. Visit [**https://www.7nishchay-yuvaupmission.bihar.gov.in/**](https://www.7nishchay-yuvaupmission.bihar.gov.in/) website. 1. Click the ‘New Applicant Registration’ button. 1. Fill the details, such as name, email ID, mobile number, Aadhaar number, and OTP and click the ‘...

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Last updated: 11 Jul 2026