"Composite Loan Scheme" aims to provide need-based financial support to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, Minorities, and PwDs to help th...
For the SC category, the need-based loan is up to ₹3,00,000/-.
For OBC, Minority and PwD categories, the need-based loan amount is up to ₹1,00,000/-.
Eligibility (who can apply)
The applicant should be from one of the following target groups - Scheduled Caste, Scheduled Tribe, Other Backward Class, Minority, Persons with Disability.
The applicant should be a resident of Delhi.
The applicant's age should be between 18 to 50 years.
The annual family income of the applicant (from all sources) should not exceed ₹1,20,000/-.
The applicant should be willing to pursue one of the [income-generating activities](https://dsfdc.delhi.gov.in/sites/default/files/cls_schem_details.pdf) given in the scheme guidelines.- The applicant must have a proper workplace, for starting the proposed activity, either owned or rented.
The applicant should not have been declared a defaulter under any of the schemes being implemented by DSFDC.
How to Apply
**Offline**
**Step 1:** The interested applicant should take print of the [prescribed format](https://dsfdc.delhi.gov.in/sites/default/files/cls_form.pdf) of the application form.
**Step 2:** In the application form, fill in all the mandatory fields, paste the passport-sized photograph, and attach copies of all the mandatory documents (self-attest, if required).
**Step 3:** Submit the duly filled and signed application form along with the documents, to the **Branch In-Charge / Section In-Charge** of the Delhi SC/ST/OBC/Minorities/Handicapped Financial & Development Corporation, Government of NCT of Delhi.
**Step 4:** Request a receipt or acknowledgement.
Frequently Asked Questions
Who is eligible for Composite Loan Scheme / what is the eligibility?
- The applicant should be from one of the following target groups - Scheduled Caste, Scheduled Tribe, Other Backward Class, Minority, Persons with Disability.
- The applicant should be a resident of Delhi.
- The applicant's age should be between 18 to 50 years.
- The annual family in...
What are the benefits of Composite Loan Scheme?
**Maximum Permissible Loan Amount**
- For the SC category, the need-based loan is up to ₹3,00,000/-.
- For OBC, Minority and PwD categories, the need-based loan amount is up to ₹1,00,000/-.
How to apply online for Composite Loan Scheme?
**Offline**
**Step 1:** The interested applicant should take print of the [prescribed format](https://dsfdc.delhi.gov.in/sites/default/files/cls_form.pdf) of the application form.
**Step 2:** In the application form, fill in all the mandatory fields, paste the passport-sized photograph, an...