Direct Loans For Business Enterprise Scheme is implemented by Karnataka Minorities Development Corporation Limited. Under this scheme, loans will be provided to eligible entrepren...
सीधी ऋण व्यवसाय उद्यमी के लिए Karnataka सरकार की योजना है (Startup & Innovation श्रेणी), जो Karnataka में लागू है। जानकारी का स्रोत/विभाग: Minorities Welfare Department। आवेदन पूरे साल खुले हैं या अंतिम तिथि घोषित नहीं है। आधिकारिक पेज: kmdconline.karnataka.gov.in।
Business/Enterprise loan will be given to only one member of a family
आवेदन कैसे करें
**Online**
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The application is to be completed in two parts, first online and then offline.
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First go to the official website, and fill out the application form.
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Print the application form.
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ज़रूरी दस्तावेज़
Copy of Aadhaar as residential proof
Caste Certificate Issued by the competent authority
Income Certificate Issued by the competent authority
Lease deed/Partition deed/Release deed/Gift deed/Rental agreement/Sale deed of the property
Project report/Profile of activities from CA(Chartered Accountant)
Quotations related to the project
License from respective authorities with respect to property proposed to be mortgaged
Building's Khata extract and Khata certificate or land's Mutation copy.
Phodi/Partition deed with respect to revenue lands and phani-RTC
Encumbrance Certificate-(EC)/Form No.15
Up-to-date tax-paid receipts from the local bodies
Guidance value of the land from the competent authority
No objection from the family members to pledge the title deed, with the family tree
In the case of a building, a Valuation report by a registered valuer- Valuation Certificate
Self-Declaration Form
Committee Approval Order
Affidavit from Applicant
Joint Affidavit from the Beneficiary & the Guarantor
Demand Promissory Note (DPN)
Hypothecation & Mortgage Deed
त्वरित जवाब
Who will get the benefits under this scheme?
People belonging to State Religious Minority Community will receive the Benefits under this scheme.
What are the benefits?
Under this scheme, a loan of Rs.20 Lakhs will be given At Low Interest Rates to persons belonging to minority communities for setting up their Businesses.
What is the rate of interest on the loan?
If The Applicant's Family Income Is Below Rs 8.00 Lakhs, It will be 4%. if the applicant's family income is between Rs 8.00 lakhs-15 lakhs, It will be 6%.
Is there a guarantee needed for getting loan under this scheme?
Loans will be provided only on a mortgage of property (building/land) to the corporation. The value of the property should not be less than the loan amount.
What is the application procedure for this scheme?
The person can request loans by applying online through link https://kmdconline.karnataka.gov.in/Portal/home and then submitting the filled applications along with documents, or they can directly walk-in to the banks to provide them assistance for getting the loans under this scheme.
What are the required documents?
Copy of Aadhaar as residential proof, Caste Certificate Issued by the competent authority, Income Certificate Issued by the competent authority, Lease deed/Partition deed/Release deed/Gift deed/Rental agreement/Sale deed of the property, Project report/Profile of activities from CA(Chartered Accountant), Quotations rel...
How to obtain Self-declaration form, caste certificate, and RTC?
All these documents can be obtained online. The links are as under: The link for Self-Declaration Form - https://kmdconline.karnataka.gov.in/API/ProjectFiles/DocumentTypes/Self-Declaration-Applicant1.pdf The link to get a Caste Certificate is - https://sevasindhu.karnataka.gov.in/Category/Caste%20Certificate.html The l...