This scheme offers educational loans of up to ₹10 lakhs for studies within India and up to ₹20 lakhs for studies abroad. These loans are available to eligible students pursuing reg...
For studies within India: **Up to ₹10,00,000/-** - For studies abroad: **Up to ₹20,00,000/-**
> **Recovery:**
Recovery (Principal & Interest) will commence after 6 months of completion of the course or getting employment, whichever is earlier. The loan will be repaid in 20 quarterly installments in 5 years from the date of first disbursement.
There would be a tag/maker on the Diploma/Degree of the student indicating his repayment liabilities.
**Note:** The Educational Loan, shall, however, be restricted to cover the admissible expenses for the remaining years of study on a pro-rata basis. Further, all Educational Loans shall be sanctioned & disbursed on a case-to-case basis.
Eligibility (who can apply)
The applicant should be a permanent resident of Haryana.
The applicant's age should be between 18 and 55 years.
There is no income limit.
The applicant should be Safai Karamchari or his/her dependent.
The loan shall be provided to students for pursuing regular full time recognized professional/technical courses in India or abroad.
The Education loan for a particular student shall be made admissible only once either at Diploma/Graduation or Post Graduation Diploma/Post Graduation level. However, an Educational Loan shall be offered to a student who secures admission in any integrated course of a longer duration covering both levels.
**Note 1:** Permanent Safai Karamchari means a person engaged in, or employed for any sanitation work and includes his dependents.
**Note 2:** The applicant shall have to produce a Certificate of Safai karamchari or dependent of Safai karamchari from the head of the Government Departments (i.e. school, colleges, forest, health, education, animal husbandry having rank not less than Gazetted officer), elected members of municipal Body/corporation and pradhan of Gram panchayats, local revenue officer or the cantonment or an officer of the Railways not below the rank of gazette officer.
**Note 3:** NSFDC`s Educational Loan shall also be admissible for students of the target group who have secured admission to technical /professional courses prior to 01.12.2009 subject to the condition that they have not availed Educational Loan from any other institution.
How to Apply
**Online**
> **Registration Process on Haryana Scheduled Castes Finance and Development Corporation:**
**Step 1:** Visit the [official website](http://hsfdc.org.in/) of Haryana Scheduled Castes Finance and Development Corporation and select the scheme under ‘NSFDC Assisted Scheme’.
**Step 2:** Click on "[Apply for Loan](http://hsfdc.org.in/register.php)" to begin the registration process.
**Step 3:** Fill in your details, including your name, Aadhaar number, email, mobile number, and captcha code, then click "Register."
**Step 4:** Enter the OTP sent to your mobile and click "Submit."
**Step 5:** The application form will open.
**Step 6:** Enter your details and upload the required documents.
Frequently Asked Questions
Who is eligible for Education Loan Scheme under NSKFDC- Haryana / what is the eligibility?
1. The applicant should be a permanent resident of Haryana.
1. The applicant's age should be between 18 and 55 years.
1. There is no income limit.
1. The applicant should be Safai Karamchari or his/her dependent.
1. The loan shall be provided to students for pursuing re...
What are the benefits of Education Loan Scheme under NSKFDC- Haryana?
> **Maximum Loan Limit:**
- For studies within India: **Up to ₹10,00,000/-** - For studies abroad: **Up to ₹20,00,000/-**
> **Recovery:**
- Recovery (Principal & Interest) will commence after 6 months of completion of the course or getting employment, whichever is ea...
How to apply online for Education Loan Scheme under NSKFDC- Haryana?
**Online**
> **Registration Process on Haryana Scheduled Castes Finance and Development Corporation:**
**Step 1:** Visit the [official website](http://hsfdc.org.in/) of Haryana Scheduled Castes Finance and Development Corporation and select the scheme under ‘NSFDC Assisted Scheme’.
**S...