इस योजना के तहत, संस्थान बीपीएल परिवारों से व्यक्तियों को ऋण/लाभ प्रदान करता है, जिनका वार्षिक परिवार आय ₹1,80,000/- से अधिक नहीं है, दोनों ग्रामीण और शहरी क्षेत्रों में...
उद्योग क्षेत्र योजना (HSFDC) Haryana सरकार की योजना है (Healthcare श्रेणी), जो Haryana में लागू है। जानकारी का स्रोत/विभाग: Welfare of Scheduled Caste & Backward Classes Department। आवेदन पूरे साल खुले हैं या अंतिम तिथि घोषित नहीं है। आधिकारिक पेज: hscfdc.org.in।
मुख्य जानकारी
विभाग / मंत्रालय: Welfare of Scheduled Caste & Backward Classes Department
Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-)
**Margin Money:**
The Corporation provides margin money @ 10% of the project cost.
Margin money is provided @ 4% interest per annum.
The interest on bank loans is charged by the banks at their lending policies.
**Bank Loan:**
Besides subsidy and margin money, the composite loan i.e. subsidy and margin money, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries.
> **Interest criteria for the loan amount recoverable by HSFDC:**
The applicant should belong to the Scheduled Caste Category.
The applicant should belong to the Below Poverty Line (BPL) family.
The applicant's annual family income should not exceed ₹1,80,000/- in both rural and urban areas.
The applicant's annual family income should not exceed the BPL limit.
The applicant's name should be included in the BPL Survey List.
**Note:** The eligibility of the applicant is verified by the field staff before sponsoring the same to the bank for sanction.
आवेदन कैसे करें
**Online**
> **Registration Process on Haryana Scheduled Castes Finance and Development Corporation:**
**Step 1:** Visit the [official website](https://hscfdc.org.in/appreg) of Haryana Scheduled Castes Finance and Development Corporation and select the scheme under ‘Bank Tie-up Scheme’.
**Step 2:** Click on "[Apply for Loan](http://hsfdc.org.in/register.php)" to begin the registration process.
**Step 3:** Fill in your details, including your name, Aadhaar number, email, mobile number, and captcha code, then click "Register".
**Step 4:** Enter the OTP sent to your mobile and click "Submit".
**Step 5:** The application form will open.
**Step 6:** Enter your details and upload the required documents.
ज़रूरी दस्तावेज़
Aadhaar Card
Passport-size photograph
Ration Card
Voter Card or any valid identity proof
Scheduled Caste Certificate
BPL Card/document proof
Proof of income
Any other documents as required
त्वरित जवाब
Who implements the Scheme?
The Haryana Scheduled Castes Finance and Development Corporation (HSFDC) implements the scheme in collaboration with bank tie-up schemes.
Who is eligible for the loan under this scheme?
Individuals from BPL families, whose annual family income does not exceed ₹1,80,000/- and who are residents of Haryana, belonging to the Scheduled Caste Category, are eligible.
What types of trades or businesses are covered under the scheme?
Trades and businesses such as carpentry, leather and leather goods manufacturing, handloom operations, flour milling, welding work, soap making, mixer manufacturing, and other viable trades or businesses are covered.
What is the project cost ceiling for the scheme?
The project cost ceiling is up to ₹1,50,000/-.
Is there a subsidy provided under the scheme?
Yes, a subsidy of 50% of the total project cost, up to a maximum of ₹10,000/-, is provided.
What is margin money in the context of this scheme?
Margin money is provided by the Corporation at 10% of the project cost with an interest rate of 4% per annum.
How is the bank loan structured under this scheme?
Besides subsidy and margin money, banks provide a composite loan (subsidy, margin money, and balance amount of bank loan) to the seller of the assets on behalf of the beneficiaries.
How is the eligibility of the applicant verified?
The eligibility of the applicant is verified by the field staff before sponsoring the application to the bank for sanction.
Can applicants from urban areas apply for this scheme?
Yes, applicants from both rural and urban areas can apply for this scheme.
Where can one apply for the scheme?
Applicants can apply through the official website of the Haryana Scheduled Castes Finance and Development Corporation at [https://hscfdc.org.in/appreg](https://hscfdc.org.in/appreg).