"Kalinga Sikhya Sathi Yojana (KSSY)" is an Educational Loan Scheme by the Department of Higher Education, Government of Odisha with the aim to bring down the financial burden on th...
कालींगा शिक्षा साथी योजना Odisha सरकार की योजना है (Education & Scholarship श्रेणी), जो Odisha में लागू है। आवेदन पूरे साल खुले हैं या अंतिम तिथि घोषित नहीं है। आधिकारिक पेज: dhe.odisha.gov.in।
**Maximum Loan:** According to the rules of the scheme, a student can get a maximum of ₹ 10,00,000 as an educational loan under this scheme. 1. **Minimum Loan:** There is no minimum loan amount mentioned in the scheme. One can get any amount of loan up to ₹ 10,00,000. 1. **Period of Loan:** The period of repayment will be up to 10 years and 15 years in respect of loans sanctioned up to ₹ 7,50,000 and ₹ 10,00,000 respectively. 1. **Rate of Interest:** The applicants will have to pay only 1% interest on the loan amount. The balance amount of the interest will be borne by the Government of Odisha, Higher Education Department.
The **Moratorium Period** of education loans is a course period plus one year depending on the banks. But under KSSY, financial assistance in the form of interest subvention shall be provided for the period of repayments including the moratorium period after the completion of the course. This will prove to be very beneficial to students.
**NOTE:** The terms are conditions of the loan will be as per the norms of individual scheduled banks. The loan applications will be processed by the rules of the banks.
पात्रता (कौन ले सकता है)
The student must be a resident/domicile of Odisha.
The annual income of the applicant's family should be less than or equal to ₹ 8,00,000 per annum.
Poor students willing to continue higher studies can apply for a loan under this scheme.
The student shouldn’t avail of similar benefits from any other Government/Institution for the same purpose.
The student must have secured admission to a higher education course in recognized institutions in India or Abroad.
The course of study be in Management or Integrated Law or Course of Engineering or Medicine in any Educational Institution in India established by Acts of Parliament or by Any State Legislature or other institutions recognized by the concerned Statutory Bodies.
आवेदन कैसे करें
**Online**
> **Registration:**
**Step 1:** Visit the Official Website of Vidya Lakshmi: [https://www.vidyalakshmi.co.in/](https://www.vidyalakshmi.co.in/)
**Step 2:** On the top right of the webpage, click "**Register**".
**Step 3:** Read the Instructions/Declaration carefully.
Select the Checkbox and Click "**I Agree**".
**Step 4:** On the next page, fill in all the mandatory fields: First name, Middle name, Last name, Mobile number, Email ID, Password, and Captcha Code.
Click "**Submit**".
त्वरित जवाब
कालींगा शिक्षा साथी योजना के लिए कौन पात्र है?
1. The student must be a resident/domicile of Odisha. 1. The annual income of the applicant's family should be less than or equal to ₹ 8,00,000 per annum. 1. Poor students willing to continue higher studies can apply for a loan under this scheme. 1. The student shouldn’t avail of similar benefits from any other...
कालींगा शिक्षा साथी योजना में क्या लाभ मिलता है?
1. **Maximum Loan:** According to the rules of the scheme, a student can get a maximum of ₹ 10,00,000 as an educational loan under this scheme. 1. **Minimum Loan:** There is no minimum loan amount mentioned in the scheme. One can get any amount of loan up to ₹ 10,00,000. 1. **Period of Loan:** The period of repayment w...
कालींगा शिक्षा साथी योजना के लिए आवेदन कैसे करें?
**Online** > **Registration:** **Step 1:** Visit the Official Website of Vidya Lakshmi: [https://www.vidyalakshmi.co.in/](https://www.vidyalakshmi.co.in/) **Step 2:** On the top right of the webpage, click "**Register**". **Step 3:** Read the Instructions/Declaration carefully. Select the Checkbox...