The scheme aims to empower women entrepreneurs from Thakor & Koli communities by providing access to micro-loans for self-employment. Under this scheme, financial assistance in the...
महिला समृद्धि योजना (GTKVN) Gujarat सरकार की योजना है (Women Empowerment श्रेणी), जो Gujarat में लागू है। जानकारी का स्रोत/विभाग: Social Justice and Empowerment Department। आवेदन पूरे साल खुले हैं या अंतिम तिथि घोषित नहीं है। आधिकारिक पेज: sje.gujarat.gov.in।
मुख्य जानकारी
विभाग / मंत्रालय: Social Justice and Empowerment Department
**Maximum Loan Amount:** Up to ₹60,000/-.- **Interest Rate:** 4% per annum.- **Loan Coverage:** Up to 100% of the loan will be given for the proposed business/trade.- **Repayment:** The loan amount will have to be repaid in 48 equal monthly installments (4 years) including interest.
पात्रता (कौन ले सकता है)
The applicant should be a resident of Gujarat.
The applicant should be a woman from Thakor or Koli caste.
The applicant should be between 21 to 50 years of age at the time of application.
The applicant’s annual family income should not exceed ₹3,00,000/-.
The applicant should have relevant technical skills and experience in the proposed trade/business.
The applicant will have to provide suitable collateral to get the loan.
> **Note:** At least 50% of the total loan amount will be allocated for families with annual income up to ₹1,50,000/-.
आवेदन कैसे करें
**Online**
**Step 1:** Visit the [official website](https://gtkdconline.gujarat.gov.in/) of the Gujarat Thakor and Koli Vikas Nigam.
**Step 2:** On the top menu bar, click on "Apply Now".
**Step 3:** Click on the loan scheme name.
**Step 4:** Select the loan category and fill in the loan amount.
**Step 5:** Fill out the Application Form, enter the following details:
- Personal Information: Name, gender, date of birth, caste, etc.
- Address Information: Permanent and correspondence address
ज़रूरी दस्तावेज़
Aadhaar Card
Ration Card
Voter ID
Passport Size Photos
Business Address Proof
Birth Certificate
Caste Certificate
Income certificate
Bank Passbook
Any other documents as required
त्वरित जवाब
Who can apply for this scheme?
Women belonging to the Thakor or Koli communities are eligible to apply.
What is the income eligibility criterion under the scheme?
The annual family income should not exceed ₹3 lakh. Priority is given to families with income up to ₹1.50 lakh.
What is the repayment term?
The loan has to be repaid in 48 equal monthly installments along with interest.
Can women from other communities apply for this scheme?
No, only women from the Thakor or Koli communities are eligible.
Is there any margin money required from the applicant?
No margin money is required. The scheme covers 100% of the proposed business loan amount.
Is collateral needed?
A guarantor or surety is required.
Where do I apply online?
Applicants apply online through [https://gtkdconline.gujarat.gov.in/](https://gtkdconline.gujarat.gov.in/)
Can the loan be used for purposes other than business?
No, the loan is strictly meant for starting or expanding a trade or business.
What is the rate of interest on the loan?
The loan carries an interest rate of 4% per annum.