Pradhan Mantri Awaas Yojana - Gramin

1st April 2016 کو شروع ہونے والی، پرادھان منتری آوااس یوجنا گریمن (پی ایم ایئی - جی) حکومت کی پرچم شاہی مہم ہے، جسے وزارت دیہی ترقی (مورڈ) نے شروع کیا ہے، جس کی ایمپلیمنٹ وزارت ہاؤسنگ اینڈ یوربن ایفئرز (موهیوے) نے کی ہے،

Key details

Level: Central (all-India)
Category: Housing
Last date: Always open
Beneficiaries: citizen

Benefits

Financial Assistance of ₹ 1,20,000 per unit for plain areas; and ₹ 1,30,000 per unit for hilly areas, difficult areas, and IAP districts (Himalayan states, North-Eastern states, and Union Territories of Jammu & Kashmir).
A willing beneficiary can avail of institutional finance (loan) of up to ₹ 70,000 at 3% lower interest rate, to build a permanent house. The maximum principal amount for which subsidy can be sought is ₹ 2,00,000.
The minimum size of the house shall be is 25 sq m including a dedicated area for hygienic cooking.
In convergence with Swachh Bharat Mission-Gramin (SBM-G), the beneficiaries get financial assistance of up to ₹ 12,000 for the construction of toilets.
In convergence with MGNREGA, the beneficiary is entitled to employment as unskilled labor (Rural Mason Training) at ₹ 90.95 per day for 95 days.
In convergence with Pradhan Mantri Ujjwala Yojana, one LPG connection per house is provided.
Convergence with different government programmes for piped drinking water, electricity connection, clean & efficient cooking fuel, treatment of social and liquid waste, etc.
Payments are made electronically directly to bank accounts or post office accounts that are linked to Aadhaar.

**Note:** Beneficiaries are identified using the "Housing Deprivation Parameters" from the Socio-Economic and Caste Census (SECC) 2011 [[https://secc.gov.in/]](https://secc.gov.in/), further verified by the Gram Sabhas.

Eligibility (who can apply)

The universe of eligible beneficiaries under PMAY-G will include all the houseless households living in zero, one, or two-room houses with kutcha walls and kutcha roofs (as per SECC data, and subject to the exclusion process).

> **Criteria for Automatic/Compulsory Inclusion -**

Households without shelter
Destitute/ living on alms
Manual scavengers
Primitive Tribal Groups
Legally released bonded laborer

> **Prioritisation within the Universe**

i. There will be multilayered prioritization within the universe of eligible PMAY-G beneficiaries. Priority will first be assigned on the basis of parameters reflecting housing deprivation in each category viz., SC/ST, Minorities, and Others.

ii. To begin with, households will be prioritized based on houselessness followed by the number of rooms; zero, one, and two rooms, in that order.

iii. In a particular social category viz., SC/ST, Minorities, and Others, households that are houseless or living in houses with a lower number of rooms shall not be ranked below households living in houses with a higher number of rooms.

Within the above priority groups, households that fulfill the criteria of "compulsory inclusion", will be further elevated. Automatically included households shall not rank lower than other households within a priority group. Inter-se priority within the two subgroups viz. households which are automatically included and otherwise will be determined based on their cumulative deprivation scores.

The scores will be calculated from the socio-economic parameters given below with each having equal weight:

i. Households with no adult member between ages 16 to 59

ii. Female-headed households with no adult male member between ages 16 to 59

iii. Households with no literate adult above 25 year

How to Apply

**Online**
**Beneficiary Registration Manual** - [https://pmayg.nic.in/netiayHome/Document/Document-PMAYG-Registratio-Manual.pdf](https://pmayg.nic.in/netiayHome/Document/Document-PMAYG-Registratio-Manual.pdf)
There are four sections to the beneficiary registration process:
Personal details, Bank account details, Convergence details, and Details from the concerned office.
To successfully register or add the beneficiary, follow the steps given below:
Visit the official website for login PMAY-G.
Fill in the details required in the personal details section (such as gender, mobile number, Aadhaar number, etc.)
Upload the consent form required to use the Aadhaar number.

Frequently Asked Questions

Who is eligible for Pradhan Mantri Awaas Yojana - Gramin / what is the eligibility?

What are the benefits of Pradhan Mantri Awaas Yojana - Gramin?

1. Financial Assistance of ₹ 1,20,000 per unit for plain areas; and ₹ 1,30,000 per unit for hilly areas, difficult areas, and IAP districts (Himalayan states, North-Eastern states, and Union Territories of Jammu & Kashmir). 1. A willing beneficiary can avail of institutional finance (l...

How to apply online for Pradhan Mantri Awaas Yojana - Gramin?

**Online** **Beneficiary Registration Manual** - [https://pmayg.nic.in/netiayHome/Document/Document-PMAYG-Registratio-Manual.pdf](https://pmayg.nic.in/netiayHome/Document/Document-PMAYG-Registratio-Manual.pdf) There are four sections to the beneficiary registration process: Personal detail...

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Last updated: 23 Aug 2026