Pradhan Mantri Mudra Yojana

Pradhan Mantri Mudra Yojana (PMMY) is a flagship scheme of Government of India. It facilitates micro credit/Loan upto Rs. 20 lakhs to income generating micro enterprises engaged i...

Key details

Benefits

The scheme has been classified under four categories as 'SHISHU', 'KISHORE' , 'TARUN' and 'TARUN PLUS' to signify the stage of growth / development and funding needs of the beneficiary micro unit/ entrepreneur.

Eligibility (who can apply)

##### Eligible borrowers

**Note 01:**The applicant should not be a defaulter to any bank or financial institution and should have a satisfactory credit track record.

**Note 02:** The individual borrowers may be required to possess the necessary skills/experience/ knowledge to undertake the proposed activity.

**Note 03:** The need for educational qualification, if any, is assessed based on the nature of the proposed activity and its requirement.

How to Apply

  1. **Online**
  2. The following are the pre-requisites for the enrolment process:
  3. - ID Proof
  4. - Address Proof
  5. - Passport size photograph
  6. - Applicant Signature
  7. - Proof of Identity / Address of Business Enterprises
  8. **Step 01:** Go to PM MUDRA [official website](https://www.mudra.org.in) and after that select the [Udyamimitra portal ](https://udyamimitra.in/)

Frequently Asked Questions

Who is eligible for Pradhan Mantri Mudra Yojana / what is the eligibility?

##### Eligible borrowers - Individuals - Proprietary concern. - Partnership Firm. - Private Ltd. Company. - Public Company. - Any other legal forms. **Note 01:**The applicant should not be a defaulter to any bank or financial institution and should have a satisfactory credit track record...

What are the benefits of Pradhan Mantri Mudra Yojana?

The scheme has been classified under four categories as 'SHISHU', 'KISHORE' , 'TARUN' and 'TARUN PLUS' to signify the stage of growth / development and funding needs of the beneficiary micro unit/ entrepreneur. - Shishu: Cover...

How to apply online for Pradhan Mantri Mudra Yojana?

**Online** The following are the pre-requisites for the enrolment process: - ID Proof - Address Proof - Passport size photograph - Applicant Signature - Proof of Identity / Address of Business Enterprises **Step 01:** Go to PM MUDRA [official website](https://www.mudra.org.in) and after...

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Last updated: 05 Jul 2026