Under this scheme, the Corporation provides loans/benefits to individuals from BPL families, whose annual family income does not exceed ₹1,80,000/-, in rural & urban areas. These l...
Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-)
**Margin Money:**
The Corporation provides margin money @ 10% of the project cost.
Margin money is provided @ 4% interest per annum.
The interest on bank loan is charged by the banks at their lending policies.
**Bank Loan:**
Besides subsidy and margin money, the composite loan i.e. subsidy and margin money, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries.
> **Interest criteria for the loan amount recoverable by HSFDC:**
**Interest Starts on****Penalty Start After****Principal Recovery Starts After****Installment Starts After****Installment Period**Same Day180 Days360 Days 180 Days 180 Days
Eligibility (who can apply)
The applicant should be a resident of Haryana.
The applicant should belong to the Scheduled Caste Category.
The applicant should belong to the Below Poverty Line (BPL) family.
The applicant's annual family income should not exceed ₹1,80,000/- in both rural and urban areas.
The applicant's annual family income should not exceed the BPL limit.
The applicant's name should be included in the BPL Survey List.
**Note:** The eligibility of the applicant is verified by the field staff before sponsoring the same to the bank for sanction.
How to Apply
**Online**
> **Registration Process on Haryana Scheduled Castes Finance and Development Corporation:**
**Step 1:** Visit the [official website](http://hsfdc.org.in/) of Haryana Scheduled Castes Finance and Development Corporation and select the scheme under ‘Bank Tie-up Scheme’.
**Step 2:** Click on "[Apply for Loan](http://hsfdc.org.in/register.php)" to begin the registration process.
**Step 3:** Fill in your details, including your name, Aadhaar number, email, mobile number, and captcha code, then click "Register".
**Step 4:** Enter the OTP sent to your mobile and click "Submit".
**Step 5:** The application form will open.
**Step 6:** Enter your details and upload the required documents.
Frequently Asked Questions
Who is eligible for Professional and Self Employment Scheme (HSFDC) / what is the eligibility?
1. The applicant should be a resident of Haryana.
1. The applicant should belong to the Scheduled Caste Category.
1. The applicant should belong to the Below Poverty Line (BPL) family.
1. The applicant's annual family income should not exceed ₹1,80,000/- in both rural and...
What are the benefits of Professional and Self Employment Scheme (HSFDC)?
**Project Cost Ceiling:**
- Up to ₹1,50,000/-.
> **Subsidy:**
- Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-)
**Margin Money:**
- The Corporation provides margin money @ 10% of the project cost.
- Margin money is provided @ 4% interest...
How to apply online for Professional and Self Employment Scheme (HSFDC)?
**Online**
> **Registration Process on Haryana Scheduled Castes Finance and Development Corporation:**
**Step 1:** Visit the [official website](http://hsfdc.org.in/) of Haryana Scheduled Castes Finance and Development Corporation and select the scheme under ‘Bank Tie-up Scheme’.
**Step...