The scheme aims to support scheduled castes and scheduled tribes families below the poverty line through concessional loans and subsidies for self-employment in various sectors.
**Loan Amount:** Project loans from тВ╣20,000/- to тВ╣7,00,000/- through nationalized banks.- **Subsidy:** 50% of the project cost or up to тВ╣10,000/- as government subsidy.- **Margin Money:** 25% of project cost provided at 4% annual interest.
The applicant must belong to a Scheduled Castes and Tribes community.
The applicant must be living below the poverty line.
The applicant annual income must not exceed тВ╣15,975/- in rural areas and тВ╣21,206/- in urban areas.
The applicant must not be a defaulter of any bank or financial institution.
The applicant must not have availed any subsidy from any government scheme earlier.
The applicant must possess a commercial driving license.
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**Offline**
> ***Application Process:***
**Step 1:** The interested applicant downloads the [application form](http://www.ukbvvn.org.in/Download/SES_loan_form.pdf) from the official website.
**Step 2:** In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
**Step 3:** Submit the duly filled and signed application form along with the documents to the Village Development Officer/Assistant Social Welfare Officer/Block Development Officer.
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> ***Selection Process:***
**Rural Areas:** Beneficiaries are selected through open meetings in Gram Sabha.
1. The applicant must belong to a Scheduled Castes and Tribes community.
1. The applicant must be living below the poverty line.
1. The applicant annual income must not exceed тВ╣15,975/- in rural areas and тВ╣21,206/- in urban areas.
1. The applicant must not be a defaulter of any bank or fin...
> **Financial Assistance:**
- **Loan Amount:** Project loans from тВ╣20,000/- to тВ╣7,00,000/- through nationalized banks.- **Subsidy:** 50% of the project cost or up to тВ╣10,000/- as government subsidy.- **Margin Money:** 25% of project cost provided at 4% annual interest.
**Offline**
> ***Application Process:***
**Step 1:** The interested applicant downloads the [application form](http://www.ukbvvn.org.in/Download/SES_loan_form.pdf) from the official website.
**Step 2:** In the application form, fill in all the mandatory fields, and attach copies of all th...