भुगतान और वित्त प्राप्तकर्ता को घर का निर्माण के लिए ऋण और अग्रिम के लिए योजना
The Scheme for Loan and Advances to the Beneficiary for Construction of House was launched by the Tripura Building and Other Construction Workers Welfare Board, under the Labour De...
भुगतान और वित्त प्राप्तकर्ता को घर का निर्माण के लिए ऋण और अग्रिम के लिए योजना Tripura सरकार की योजना है (Housing श्रेणी), जो Tripura में लागू है। जानकारी का स्रोत/विभाग: Labour Department । आवेदन पूरे साल खुले हैं या अंतिम तिथि घोषित नहीं है। आधिकारिक पेज: tbocwwb.tripura.gov.in।
Credit-linked interest subsidy at 6.5% for eligible loans.
Loan amount up to ₹6 lakh, repayable over a maximum period of 20 years.
> **Note:** Direct subsidy credited to the loan account to reduce financial burden.
पात्रता (कौन ले सकता है)
The worker should be a registered active BOC worker under the Tripura Building and Other Construction Workers Welfare Board.
The worker must be a registered construction worker for at least 5 years.
The worker should have a minimum of 20 years before retirement.
The registered construction worker must not hold any pucca house in any part of the country.
The registered construction workers should have a minimum land area (30 Square meters) as per their income status for the construction of Houses.
The beneficiary family should not have availed of any central assistance under any housing scheme from the central/ state Government.
The worker's annual income should not exceed ₹3,00,000/-.
The worker should belong to the economically weaker section (EWS) category.
आवेदन कैसे करें
**Online - via CSC**
**Step 1:** The applicant should gather copies of the necessary documents needed to apply for the concerned scheme.
**Step 2:** The applicant should visit the nearest Common Service Center (CSC) and complete the Biometric Verification Process.
**Step 3:** The applicant should ensure that the CSC agent completes all mandatory fields in the application form and uploads copies of all required documents.
**Step 4:** Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted.
Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
ज़रूरी दस्तावेज़
Copy of BOC Worker Registration Card.
Aadhaar Number (or Aadhaar/ Aadhaar Enrolment ID).
Self-Certificate / Affidavit as Proof of Income.
Identity and Residential Proof (PAN card, Voter ID, Driving License).
Proof of Minority Community (if the applicant belongs to a Minority Community).
Proof of Nationality.
EWS Certificate / LIG Certificate / MIG Certificate (as applicable).
Salary Slips.
IT Return Statements.
Property Valuation Certificate.
Bank Details and Account Statement.
Affidavit/Proof that the applicant does not own a ‘pucca’ house.
Affidavit/Proof that the applicant is constructing a home under the scheme.
त्वरित जवाब
What is the purpose of the scheme?
To offer interest-subsidized loans for registered construction workers to build homes.
What subsidy is offered under this scheme?
A 6.5% interest subsidy on loans up to [?]6,00,000/-.
Who is eligible for the scheme?
Registered BOC workers with no other house, an income below [?]3,00,000, and a minimum 5-year registration.
What is the loan tenure under the scheme?
Loans can be repaid over a period of up to 20 years.
Can the loan be used to purchase an existing house?
No, the loan is intended for new construction.
Is the interest subsidy available on the entire loan amount?
Yes, the subsidy applies to loans up to [?]6,00,000/-.
What documentation is required to apply?
Proof of registration, income, land ownership, and no prior assistance are needed.
Who approves the loan application?
The TBOCWW Board reviews applications and partners with banks for loan processing.
What is the role of the bank in this scheme?
The bank processes the loan and applies the interest subsidy on approved loans.
Can non-residents of Tripura apply for this scheme?
No, only registered BOC workers in Tripura are eligible.