"Transport Loan Scheme" aims to promote self-employment among target groups by providing term loans for Light Motor Vehicles. The scheme benefits Scheduled Castes, Other Backward C...
परिवहन ऋण योजना Delhi सरकार की योजना है (Minority & SC/ST श्रेणी), जो Delhi में लागू है। जानकारी का स्रोत/विभाग: Social Welfare Department। आवेदन पूरे साल खुले हैं या अंतिम तिथि घोषित नहीं है। आधिकारिक पेज: dsfdc.delhi.gov.in।
The scheme provides **term loans up to ₹5,00,000/-** for the purchase of Light Motor Vehicles (LMVs).
_*The loan is recovered in 60 monthly installments over a period of five years, with six months as a moratorium period._
_*Loans are disbursed subject to the completion of pre and post-sanction formalities._
पात्रता (कौन ले सकता है)
The applicant should be from one of the following target groups - Scheduled Castes, Other Backward Classes, Minorities, and Safai Karamcharis.
The applicant should be a permanent resident of Delhi.
The applicant’s age should be between 18 to 45 years.
The annual family income of the applicants (under Scheduled Caste, Other Backward Classes & Minority category) from all sources should not exceed ₹1,20,000/- per annum.
For the creamy layer of the Minority category, the maximum income ceiling is ₹6,00,000/- per annum.
There is no income limit prescribed under the Safai Karamchari category.
Bonafide valid commercial driving licence & badge required (Light Motor Vehicle).
The applicant should have not been declared as a defaulter under any scheme of DSFDC, Nationalized Bank, Financial Institution, or Co-operative Bank etc.
आवेदन कैसे करें
**Offline**
**Step 1:** The interested applicant should visit the DSFDC branch offices (Rajpur Road, Mangolpuri, Nand Nagri) or headquarters at Rohini to collect the loan application form for the scheme.
Alternatively, take print of the [prescribed format](https://dsfdc.delhi.gov.in/sites/default/files/tpt_app_prof_1.pdf) of the application form from the official website of DSFDC.
**Step 2:** In the application form, fill in all the mandatory fields, paste the passport-sized photograph, and attach copies of all the mandatory documents (self-attest, if required).
**Step 3:** Submit the duly filled and signed application form along with the documents at the nearest DSFDC branch office or headquarters.
Pay the processing fee of ₹350/- via demand draft in favor of DSFDC.
**Step 4:** The DSFDC will review your application and documents.
If approved, you will receive a loan sanction letter.
ज़रूरी दस्तावेज़
05 Passport Size Photographs of the applicant.
Copy of Voter ID/Aadhaar Card/Ration Card.
Copy of Age Proof (age should be 18 to 45 years).
Copy of the Commercial Licence and Badge (Light Motor Vehicle).
Income Certificate issued by Sub-Divisional Magistrate (SDM) of the area concerned in respect of Scheduled Caste/Other Backward Classes & Minorities.
Affidavit declaring not availed any loan from any Bank/Financial Institute etc.
Quotation of the Vehicle.
Processing Fee of ₹350/- in favour of DSFDC.
Affidavit for Personal Guarantee.
Affidavit of Legal Heir of the applicant.
Copy of Legal Heir’s ID and one passport size latest photograph.
Caste Certificate is required to be submitted for Scheduled Caste/Other Backward Classes category issued by the concerned area Sub-Divisional Magistrate (SDM). For Minority category, an affidavit indicating the caste/rel
Scavengers/Safai Karamcharis and their dependants duly identified under the National Scheme for Liberation and Rehabilitation of Scavengers (NSLRS) through a survey.
Registered co-operative societies of Safai Karamcharis.
Legally constituted association/firm promoted by the target groups.
Persons who produce a certificate from local Revenue Officer/local Municipal Officer/Cantonment Executive Officer/Railway Officer, Head of the Government Departments (i.e., Schools, Colleges, Forest, Health, Education, A
Forms are available in the Head Quarter (Rohini) as well as Branch Offices (Raj Pur Road, Nand Nagari & Mangol Puri) of the Corporation. However, the same can be downloaded from the official website of the Corporation i.
Guarantor(s) Passport Size Photo (04).
Guarantor(s) Undertaking/Details.
Latest Pay Slip of Guarantor(s).
त्वरित जवाब
What is the maximum loan amount available for applicants under this scheme?
The maximum loan amount available under this scheme is [?]5,00,000/- for the purchase of a vehicle.
What is the annual family income limit for applicants belonging to Scheduled Castes, Other Backward Classes, and Minorities?
The annual family income for applicants from Scheduled Castes, Other Backward Classes, and Minorities should not exceed [?]1,20,000/- per annum.
Is there an income limit for applicants from the Safai Karamchari category?
No, there is no income limit prescribed for applicants belonging to the Safai Karamchari category.
What type of driving license is required for applicants under this scheme?
Applicants must possess a valid commercial driving license (Light Motor Vehicle) and a badge to be eligible for the loan.
What is the processing fee for applying under this scheme?
The processing fee for applying under this scheme is [?]350/-, payable in favor of the Delhi SC/ST/OBC/Minorities & Handicapped Financial & Development Corporation.
What is the repayment period for the loan, and is there a moratorium period?
The loan is to be repaid in 60 monthly installments over five years, with a six-month moratorium period.
How many guarantors are required for the loan application?
The number of guarantors may vary depending on the loan amount, but at least one guarantor is required.
What is the maximum loan amount that requires post-dated cheques from the guarantor?
For loans above [?]2,00,000/-, the guarantor must provide five post-dated cheques.
What is the maximum income limit for applicants from the creamy layer of the Minority category?
Applicants from the creamy layer of the Minority category should not have an annual family income exceeding [?]6,00,000/-.
Can applicants who have defaulted on previous loans apply under this scheme?
No, applicants who have been declared defaulters under any scheme of the Delhi SC/ST/OBC/Minorities & Handicapped Financial & Development Corporation, nationalized banks, or other financial institutions are not eligible.