"वृत्ति प्रोत्साहन ऋण योजना" कर्नाटक अल्पसंख्यक विकास निगम (KMDC) की एक पहल है, जिसका उद्देश्य अल्पसंख्यक समुदायों के बीच स्व-रोज़गार और आर्थिक गतिविधियों को बढ़ावा देना है।
वृत्ति प्रोत्साहन ऋण योजना Karnataka सरकार की योजना है (Education & Scholarship श्रेणी), जो Karnataka में लागू है। जानकारी का स्रोत/विभाग: Minorities Welfare Department। आवेदन पूरे साल खुले हैं या अंतिम तिथि घोषित नहीं है। आधिकारिक पेज: kmdconline.karnataka.gov.in।
Financial Assistance provided totals ₹1,00,000/- in two parts:
50% Loan Amount
50% Subsidy Amount
पात्रता (कौन ले सकता है)
The applicant should belong to a religious minority community as defined in the Government Order.
The applicant should be a permanent resident of Karnataka.
The age limit should be between 18 to 55 years.
The annual income of the applicant's family from all sources should be less than ₹1,03,000/- in urban areas and less than ₹81,000/- in rural areas.
No member of the applicant's family shall be an employee of the State/Central/ Government PSU.
The applicant and family members should not have availed of benefits under any other scheme (Excluding the Arivu Scheme) of the KMDCL in the last 5 years.
आवेदन कैसे करें
**Online**
**Step-01:** Applicant need to visits the Karnataka Minorities Development Corporation [official website](https://kmdconline.karnataka.gov.in/Portal/home).
**Step-02:** Click "[Apply Online](https://kmdconline.karnataka.gov.in/Portal/login)" and Enter "Mobile Number" and "Submit".
**Step-03:** Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".
**Step-04:** Applicant will get OTP in his/her Aadhaar Linked Mobile Number.
**Step-05:** Enter "OTP" and select "Continue", After that Allow the official notice.
**Step-06:** After verifying the Aadhaar again fill in the "OTP" and Submit.
**Step-07:** Select the scheme "Sikhligar’s Community Development Scheme" and fill in the basic details father's name, gender, qualification detail
ज़रूरी दस्तावेज़
Project Report.
Caste/Minority Certificate (issued by the competent authority).
Income Certificate (issued by the competent authority).
Copy of Aadhaar as Residential Proof.
Copy of Bank Passbook.
Self-Declaration Form from Surety.
Self-Declaration Form.
त्वरित जवाब
Who is eligible for the Vrutti Protsaha Scheme?
Minority community members, aged 18-55, residing in Karnataka.
What is the financial assistance provided under this scheme?
[?]50,000/- as a loan and [?]50,000/- as a subsidy.
What is the income limit for applicants?
Below [?]1,03,000/- in urban areas and [?]81,000/- in rural areas.
Can government employees apply for this scheme?
No, neither the applicant nor their family members should be government employees.
Can I apply if I have benefited from another KMDCL scheme?
No, except if you have only availed of benefits from the Arivu Education Loan Scheme in the last 5 years.
Is there an age limit for applicants?
Yes, applicants must be between 18 to 55 years old.
What is the purpose of the subsidy in this scheme?
The subsidy is provided to reduce the financial burden of starting a business.
Do I need a guarantor to apply for this scheme?
Yes, a self-declaration form from a surety (guarantor) is required.
Can the loan be used for any type of business?
Yes, the loan can be used for any economic activity outlined in the project report.
Is there any processing fee for this scheme?
Check with KMDCL for details on any applicable fees.