Government schemes: General Awareness & Current Affairs Notes for Tripura PSC

📚 Tripura PSC – General Awareness & Current Affairs

Topic: Government Schemes

Government schemes are programmes launched by the central and state governments to meet specific socio‑economic objectives.
They provide services, financial assistance, and infrastructure to various segments of the population – from farmers and women to students and the elderly.

1. Simple Explanation

Purpose: Address poverty, promote development, improve living standards, and create employment.
Types:
1. Central Schemes – launched by the Government of India.
2. State Schemes – launched by the Government of Tripura.
3. Joint Schemes – co‑implemented by central and state governments.
Key Features:
- Targeted beneficiaries (e.g., SC/ST, women, senior citizens).
- Defined eligibility criteria.
- Financial or material support (cash, food, credit, training).
- Monitoring and audit mechanisms.

2. Key Government Schemes (Central & Tripura)

Scheme	Category	Launch Year	Objective	Main Features	Eligibility (Brief)
Pradhan Mantri Gram Sadak Yojana (PMGSY)	Rural Infrastructure	2000	Provide all‑weather roads to unconnected villages	100% government financing, local labour	Villages with >750 residents
Pradhan Mantri Awas Yojana – Gramin (PMAY‑G)	Housing	2015	Affordable housing for rural poor	Subsidised interest, credit link	BPL households
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)	Agriculture	2019	Direct income support to farmers	₹5,000/yr in 3 tranches	Farmers owning ≤5 ha
Pradhan Mantri Jan Dhan Yojana (PMJDY)	Financial Inclusion	2014	Universal banking for all	Minimum balance ₹500	All citizens
Pradhan Mantri Fasal Bima Yojana (PMFBY)	Crop Insurance	2016	Risk protection for farmers	75% premium subsidy	All farmers
Pradhan Mantri Mudra Yojana (PMMY)	Credit	2015	Small business financing	₹5–10 cr loans	MSME entrepreneurs
Pradhan Mantri Awas Yojana – Swavalamban (PMAY‑S)	Housing	2019	Self‑construction of houses	50% interest subsidy	BPL families
Pradhan Mantri Suraksha Bima Yojana (PMSBY)	Insurance	2019	Accident insurance	₹1 lakh coverage	All citizens
Pradhan Mantri Ujjwala Yojana (PMUY)	Clean Energy	2016	LPG connections to poor	1 free LPG cylinder	BPL households
Pradhan Mantri Yojana for Employment Generation (PMTSE)	Youth Employment	2022	Short-term employ.	31-day training + stipend	Youth 18–35
National Rural Employment Guarantee Act (NREGA)	Employment	2005	100 days work	100 days paid work	Rural households
Swachh Bharat Mission (SBM)	Sanitation	2014	Zero open defecation	Sanitation coverage, hygiene education	All households
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB‑PMJAY)	Health	2018	Health insurance	₹5 lakh per family	All citizens
Beti Bachao Beti Padhao (BBBP)	Women & Child	2015	Girl child welfare	Scholarship, nutrition	Families with girl child
National Skill Development Mission (NSDM)	Skill	2019	Skill training	10.5 lakh trainees	Youth 18–35
E‑Governance & Digital India Initiatives	Digital Services	2016	Digital access	e‑services, e‑savings	All citizens
Tripura Women Empowerment Program (TWEP)	State‑level	2019	Women entrepreneurship	Credit, training	Women entrepreneurs
Tripura Rural Connectivity Initiative (TRCI)	State‑level	2021	Digital connectivity in villages	4G/5G rollout	All villages
Tripura Smart City & Infrastructure Development Scheme	State‑level	2020	Urban development	Smart utilities, parks	Urban local bodies
Tripura Livelihood Development Programme (TLDP)	State‑level	2017	Livelihood for tribal & SC/ST	Training, credit	Tribal & SC/ST
Tripura State Education Voucher Scheme (TSEVS)	Education	2018	School fees assistance	Voucher for private schools	SC/ST students
Tripura Health Care Improvement Project	Health	2022	Improve health infrastructure	New hospitals, labs	All districts
Tripura Women’s Health & Nutrition Scheme	Health	2020	Maternal & child health	ANC, immunisation	Women & children

3. Key Points & Important Facts

#	Key Point	Why It Matters for PSC Exam
1	Scheme Names & Acronyms – Memorise the full names and acronyms (e.g., PMGSY, PM-KISAN).	Many questions ask for the scheme acronym; recall the full name.
2	Launch Year & Government – Know the year and whether it’s central or state.	Helps in chronological questions and identifying the responsible ministry.
3	Target Beneficiaries – Who receives the benefit?	Often a question is “which scheme benefits X?”
4	Financial Mechanics – Subsidy amount, loan limits, insurance coverage.	Important for quantitative or calculation questions.
5	Implementation Bodies – Ministry or State Department