General Awareness & Current Affairs – Government Schemes
(For Tripura Police Sub‑Inspector (SI) Examination)
1. Simple Explanation
Government schemes are structured programmes launched by the Central or State Governments to achieve specific developmental goals—such as poverty alleviation, health, education, rural development, women empowerment, and public safety.
Why they matter for an SI?
- They define the socio‑economic context of the community you serve.
- Knowing the schemes helps in community policing, public relations, and law‑enforcement coordination.
- Many exam questions directly test your knowledge of key schemes, their objectives, and implementation details.
2. Key Government Schemes (National & Tripura‑Specific)
| Scheme | Category | Launch Year | Main Objective | Target Beneficiaries | Key Features |
|---|---|---|---|---|---|
| Pradhan Mantri Awas Yojana (PMAY‑Urban & Rural) | Housing | 2015 | Provide affordable housing to the “homeless” by 2022 (urban) / 2024 (rural) | BPL families, SC/ST, OBC | ₹5–10 lakh per house, credit support |
| Pradhan Mantri Jan Dhan Yojana (PMJDY) | Financial Inclusion | 2014 | Open a bank account for every household | All families | Zero balance, RuPay debit card |
| Pradhan Mantri Fasal Bima Yojana (PMFBY) | Agriculture | 2016 | Crop insurance for farmers | All farmers | 75% of loss covered |
| Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) | Income Support | 2019 | Direct income to farmers | 10 lakh Kisan | ₹6,000 per year |
| Pradhan Mantri Gram Sadak Yojana (PMGSY) | Rural Connectivity | 2000 | All‑weather rural roads | Rural households | 30 km per year |
| Pradhan Mantri Mudra Yojana (PMMY) | MSME Support | 2015 | Credit to micro‑enterprises | Entrepreneurs | 3 loan categories (A, B, C) |
| Pradhan Mantri Suraksha Bima Yojana (PMSBY) | Social Security | 2015 | Accident insurance | All adults | ₹75,000 coverage |
| National Rural Employment Guarantee Act (NREGA) | Employment | 2005 | 100 days of wage employment | Rural households | ₹15 per day minimum wage |
| National Health Mission (NHM) | Health | 2005 | Universal health coverage | All citizens | Primary & secondary care |
| Swachh Bharat Mission (Urban & Rural) | Sanitation | 2014 | Clean India | All citizens | Households, public toilets |
| Digital India Programme | Digitalisation | 2015 | Digital inclusion | All citizens | Broadband, e‑government services |
| Women Empowerment Schemes (e.g., Pradhan Mantri Matru Vandana Yojana, Mahatma Gandhi National Rural Employment Guarantee Scheme for Women) | Women | 2016–2020 | Support for mothers & women | Women, pregnant, lactating mothers | Cash & in‑kind benefits |
| Tripura Women’s Development Scheme | State‑level | 2018 | Women empowerment & skill development | Women in Tripura | Skill training, self‑help groups |
| Tripura State Rural Employment Scheme (TSRES) | State‑level | 2017 | Rural jobs | Rural families | 150 days of employment |
| Kickstart Tripura (Digital Literacy) | State‑level | 2020 | Digital skill building | Youth & adults | 10‑hour courses |
| Tripura Police Modernisation Programme (TPMP) | Law & Order | 2019 | Upgrade police infrastructure | SI units | CCTV, mobile apps, cyber‑units |
Tip: Focus on schemes that directly relate to public safety and community welfare—they are frequent exam triggers.
3. Key Points to Remember
-
Objectives & Target Groups
- Know the who, what, why of each scheme.
- Example: PM-KISAN → 10 lakh farmers → ₹6,000 yearly.
-
Implementation Mechanism
- Central scheme → State-level execution.
- Funding sources (central/state share, GST, etc.).
-
Recent Updates (2024)
- PMAY‑R extended to 2026.
- PMFBY premium caps reduced for small farmers.
- Tripura Police Modernisation Programme now includes a Cyber‑Crime Cell.
-
Impact on SI Role
- Crime prevention tied to Road Safety (PMJDY).
- Community policing linked to Women’s Empowerment Schemes.
- Disaster response coordinated through National Disaster Management Authority (NDMA).
-
Exam Focus Areas
- Scheme names, launch year, key objectives.
- Eligibility criteria & benefits.
- Any recent amendments (e.g., budget changes).
4. Worked Example
**Sample Question (