📚 Government Schemes – General Awareness & Current Affairs
(For Manipur PSC – Competitive Exams like IIT‑JEE, JEE‑Mains, NEET, UPSC, etc.)
Why this topic?
Competitive exams test your knowledge of recent and historic government initiatives.
Being able to recall schemes, explain their objectives, and apply them to current affairs questions gives you an edge.
1️⃣ Overview
| Level | Scheme Type | Example | Main Objective |
|---|---|---|---|
| Central Government | Social Welfare | PM Kisan Samman Nidhi | Direct income support to farmers |
| Infrastructure | PMAY | Affordable housing | |
| Employment | NREGA | Rural job guarantee | |
| Health | Ayushman Bharat | Health coverage | |
| State Government (Manipur) | Employment | MSEGS | Local job creation |
| Youth | MYES | Skill development | |
| Women | MWWP | Women empowerment |
Tip: Many schemes have central and state versions. Know the state‑specific variations (e.g., Manipur’s Youth Employment Scheme vs. national PMAY).
2️⃣ Key Central Schemes (2023‑2026)
| Scheme | Launched | Ministry | Target | Key Features | Beneficiaries | Important Numbers |
|---|---|---|---|---|---|---|
| Pradhan Mantri Awas Yojana (PMAY) | 2015 | Ministry of Housing & Urban Affairs | Urban & Rural | PMAY‑Urban: ₹1.5 Lac; PMAY‑Rural: ₹1 Lac | Below‑average income households | 22 Lac+ houses under construction (2024) |
| Pradhan Mantri Fasal Bima Yojana (PMFBY) | 2016 | Ministry of Agriculture | Farmers | Crop‑specific insurance, free for small farmers | 1.5 Lac+ farmers (2024) | 30% premium subsidy |
| Pradhan Mantri Kisan Samman Nidhi (PM‑KISAN) | 2019 | Ministry of Agriculture | Farmers | ₹6000/yr (₹2000 × 3 tranches) | All farmers (incl. small & marginal) | 6 Lac+ beneficiaries (2024) |
| National Rural Employment Guarantee Act (NREGA) | 2005 | Ministry of Rural Development | Rural workers | 100 days of wage employment | Rural households | 1.5 B jobs created (2024) |
| Pradhan Mantri Jan Dhan Yojana (PMJDY) | 2014 | Ministry of Finance | All citizens | Zero‑balance bank accounts | 0.9 B accounts opened (2024) | |
| Ayushman Bharat (PM‑BHAY) | 2018 | Ministry of Health & Family Welfare | Poor & vulnerable | Health insurance up to ₹5 Lac per family | 1.5 B families | 45% coverage in Manipur (2024) |
| Pradhan Mantri Garib Kalyan Yojana (PMGKY) | 2020 | Ministry of Finance | COVID‑19 relief | Direct cash transfers, subsidies | 75 Lac+ families | 15% cash transfer |
| Pradhan Mantri Digital India (PM‑Digital India) | 2015 | Ministry of Electronics & IT | Digital infrastructure | BharatNet, e‑gov services | 2 B users | 1.5 B households connected (2024) |
Tricky Points
- PMAY‑Rural vs. PMAY‑Urban: Rural has lower subsidy and eligibility criteria.
- NREGA: Wage is ₹15 per day (as of 2024), but a minimum of ₹200 per month is guaranteed.
- PM‑KISAN: Eligibility includes land holding < 5 ha for farmers; inclusion of women and SC/ST.
3️⃣ Manipur‑Specific Schemes
| Scheme | Ministry (State) | Launch | Objective | Main Features | Beneficiaries | Key Figures |
|---|---|---|---|---|---|---|
| Manipur State Employment Guarantee Scheme (MSEGS) | Home Affairs | 2019 | Rural employment | 100 days wage employment, ₹20/day | Rural households | 10 k jobs (2024) |
| Manipur Youth Employment Scheme (MYES) | Youth & Sports | 2020 | Skill development for 18‑35 yr olds | Vocational courses, stipend | Youth | 15 k trained (2024) |
| Manipur Women Empowerment Programme (MWEP) | Women & Child Development |