हस्तकला और हथकरघा क्षेत्र के कारीगरों व बुनकरों के लिये क्रेडिट कार्ड योजना

The Credit Card Scheme for Artisans & Weavers is a loan scheme by the Department of Handicraft & Handloom (Govt. of Jammu & Kashmir) under which adequate and timely assistance from...

हस्तकला और हथकरघा क्षेत्र के कारीगरों व बुनकरों के लिये क्रेडिट कार्ड योजना Jammu and Kashmir सरकार की योजना है (Healthcare श्रेणी), जो Jammu and Kashmir में लागू है। जानकारी का स्रोत/विभाग: Department Of Industries and Commerce। आवेदन पूरे साल खुले हैं या अंतिम तिथि घोषित नहीं है। आधिकारिक पेज: jkindustriescommerce.nic.in।

मुख्य जानकारी

पात्रता (कौन ले सकता है)

आवेदन कैसे करें

  1. **Offline**
  2. paragraph
  3. Fresh Application:
  4. paragraph
  5. The selection of beneficiaries under the 'Credit Card Scheme for Artisans & Weavers in the Handicrafts and Handloom sector' shall be made by a District-level Selection Committee headed by the General Manager, District Industries Centre.
  6. paragraph
  7. paragraph
  8. Renewal Application:

ज़रूरी दस्तावेज़

त्वरित जवाब

What Is The Maximum Credit Limit That Can Be Sanctioned Under This Scheme?

The maximum credit limit to be sanctioned under the scheme would, however, be fixed at [?] 2,00,000.

What Would Be The Basis Of Fixing Of The Credit Limit?

The credit limit would be fixed, based on the assessment of composite term loan requirements as well as cost of tools and equipments required for carrying out the making/ manufacturing process.

What Would Be The Validity Of The Credit Limit?

The credit limit could normally be valid for a period of five years subject to annual review by the bank.

Do I Need To Submit My Financial Statement For The Purpose Of The Annual Review?

For the purpose of annual review, the borrower may not be required to submit any financial statement.

How Can The Credit Limit Be Renewed?

Based on assessment of performance during inspection by field staff and operations in the account, the review exercise may be carried out annually and a decision on continuation or otherwise of the limit sanctioned, below the cap of [?] 1,80,000 may be taken. Need for enhancement in the limit sanctioned may also be con...

What Would Be Fees For The Review/ Renewal Of The Limit?

No fee will be charged for review/ renewal of the limit.

What Would Be Rate Of Interest On The Loan?

For the purpose of this scheme, the rate of interest on the loan would be as per RBI norms/ Bank policy.

How Would The Post-Disbursal Monitoring Be Performed?

The Handicrafts & Handloom Department shall monitor and track the implementation of the new scheme and put on notice those beneficiaries who fail to pay their monthly instalments on time, in coordination with the financial institutions.

What Is The Annual Target Of The Department For This Scheme?

The annual target fixed under the Scheme shall be 5000 (4000 Artisans and 1000 Weavers) in Handicrafts and Handloom Department, Jammu/Kashmir.

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आख़िरी अपडेट: 20 Oct 2026