The basic objective of this scheme is to provide insurance cover to the powerloom weavers in the case of natural death, accidental death as well as partial and permanent disability...
पावरलूम दर्ज़ियों के लिए समूह बीमा योजना केंद्र सरकार की योजना है (Healthcare श्रेणी), जो पूरे भारत में लागू है। जानकारी का स्रोत/विभाग: Ministry Of Textiles। आवेदन पूरे साल खुले हैं या अंतिम तिथि घोषित नहीं है। आधिकारिक पेज: www.txcindia.gov.in।
In the event of the natural death of the member, Sum assured of ₹60,000/- will become payable to the nominee.
In the event of death by accident or Partial/Total Permanent Disability due to accident, the following benefit shall be payable:
On death due to accident: ₹1,50,000/-
Permanent total disability due to accident: ₹1,50,000/-
Permanent partial disability due to accident: ₹75,000/-
**Educational Benefits:**
An educational grant of ₹600/- per child per half year for two children studying from Class IX to Class XII for a maximum of 4 years under the Shiksha Sahayog Yojana (SSY).
**Premium:**
The total annual premium ₹470/- per member, will be shared as follows:
Government of India Contribution: ₹290/-
Workers/Weavers Contribution: ₹80/-
Contribution from Social Security Fund: ₹100/-
पात्रता (कौन ले सकता है)
The Powerloom weavers who are between 18 to 59 years of age.
The scheme will be universally applicable for powerloom workers/weavers irrespective of their status with reference to BPL/APL categories.
The scheme is applicable to the families of powerloom workers engaged in the activity of weaving on powerlooms and in allied pre-weaving/preparatory activities like twisting, winding, warping and sizing.
Self-employed weaver families owning not more than 4 looms will also be eligible.
Family for the purpose of the scheme shall be the beneficiary and his/her spouse and only one of them shall be eligible for coverage.
The scheme is operational on yearly basis i.e. the premium paid will cover the applicant under this insurance scheme for one year. He can continue the insurance every year during 12th Plan period by paying premium up to the age of 59 years.
आवेदन कैसे करें
**Offline**
***Application Process***
**Step 1:** A prospective beneficiary shall be required to fill up an[ application-cum-nomination form](https://www.txcindia.gov.in/html/Format1.PDF) and submit the same to the nodal agency along with his share of the premium.
**Step 2:** The Powerloom Service Centres (PSCs), [Regional Offices](https://www.txcindia.gov.in/html/Guidlines%20Revised%20GIS.pdf) (RO) and Karnataka State Textile Infrastructure Development Corporation Ltd. (KSTIDC) would enroll the powerloom workers/weavers as members under the scheme, collect their premium and send the applications along with premium to the respective RO / KSTIDC as the case may be by 25th of each month.
**Step 3:** The premium amount should be sent to the RO / KSTIDC in the form of demand draft drawn in favour of LIC and payable at the location of the concerned jurisdictional LIC office.
The ROs and KSTIDC as the case may be, on receipt of the details and the premium, will compile the applications received from workers as one Group, along with the amount of premium received from beneficiary and submit it to the concerned Regional Office of the LIC by the last working day of the month.
**Note 1:** The Regional Offices (RO) of Textile Commissioner shall be the nodal agencies for implementation of this scheme except in case of Karnataka, where the nodal agency will be Karnataka State Textile Infrastructure Development Corporation Ltd. (KSTIDC), Bangalore.
**Note 2:** Their responsibilities include sensitising the powerloom workers/weavers about the benefits of the scheme, enrolling as many powerloom workers/weavers as possible under the scheme and facilitating them in filling the applications.
ज़रूरी दस्तावेज़
Photo-Identity card
Any Documentary Proof of Age
Death Certificate
Police Complaint (FIR) (for accidents, if applicable)
Post-Mortem Report, if applicable
Medical Certificate, if applicable
Discharge Certificate (in case of injury)
Self-Certification
Other Related Documents as required
त्वरित जवाब
What is the primary objective of the scheme?
To provide insurance coverage to powerloom weavers in cases of natural death, accidental death, and partial or permanent disability due to accidents.
Who is eligible to enroll in this insurance scheme?
Powerloom weavers aged between 18 and 59 years, irrespective of their BPL/APL status.
Does the scheme cover workers involved in pre-weaving activities?
Yes, it includes workers engaged in twisting, winding, warping, and sizing activities.
Are self-employed weaver families eligible for the scheme?
Yes, if they own not more than four looms.
How is "family" defined under this scheme?
The beneficiary and their spouse; only one can be covered.
What is the coverage period of the insurance upon premium payment?
One year, with the option to renew annually until the age of 59.
Does the scheme provide educational grants?
Yes, [?]600 per child per half-year for up to two children studying from IX to XII standard, for a maximum of four years.
What happens if a student fails and is detained in the same standard?
They become ineligible for the scholarship for that standard in the next year.
Which organizations jointly implement the scheme?
The Office of the Textile Commissioner and the Life Insurance Corporation (LIC) of India.
What role do the Regional Offices of the Textile Commissioner play?
They act as nodal agencies, responsible for sensitizing workers, enrolling members, and facilitating application processes.