Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to ye...
PMJJBY offers one- year term **life cover of â‚ą 2.00 Lakh** to all the subscribers in the age group of 18-50 years.1. It covers death due to any reason.
**Premium payable is ₹ 436/- per annum** per subscriber, to be auto debited from the subscriber’s bank/post office account.
Eligibility (who can apply)
The age of the applicant must be between 18 to 50 Years.
The applicant must hold an individual bank / post office account.
How to Apply
**Offline**
**Offline**
**Step 01:** Download and take print of the “CONSENT-CUM-DECLARATION FORM” given in the link below: [https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdf#zoom=250](https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdf#zoom=250)
**Step 02:** Duly fill and sign the application form, attach the self-attested copies of the required documents, and submit the case to the authorised official of Bank / Post Office.
The official will return you the “ACKNOWLEDGEMENT SLIP CUM CERTIFICATE OF INSURANCE”.
**Online**
One can also avail cover under PMJJBY online using their bank's Net banking facility.
Frequently Asked Questions
Who is eligible for Pradhan Mantri Jeevan Jyoti Bima Yojana / what is the eligibility?
1. The age of the applicant must be between 18 to 50 Years.
1. The applicant must hold an individual bank / post office account.
What are the benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana?
1. PMJJBY offers one- year term **life cover of â‚ą 2.00 Lakh** to all the subscribers in the age group of 18-50 years.1. It covers death due to any reason.
1. **Premium payable is ₹ 436/- per annum** per subscriber, to be auto debited from the subscriber’s bank/post office account.
How to apply online for Pradhan Mantri Jeevan Jyoti Bima Yojana?
**Offline**
**Offline**
**Step 01:** Download and take print of the “CONSENT-CUM-DECLARATION FORM” given in the link below: [https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdf#zoom=250](https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdf#zoom=250)...