āĻĒā§āϰāϧāĻžāύ āĻŽāĻ¨ā§āĻ¤ā§āϰ⧀ āϏ⧁āϰāĻ•ā§āώāĻž āĻŦāĻŋāĻŽāĻž āϝ⧋āϜāύāĻž

An Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident.

Key details

Benefits

Eligibility (who can apply)

Individual bank account holders of participating banks aged between 18 years (completed) and 70 years (age nearer birthday) who give their consent to join / enable auto-debit, will be enrolled into the scheme.

How to Apply

  1. **Offline**
  2. **Step 01:** In order to enrol in PMSBY offline, one can visit the bank branch where one has a savings account or the candidate can visit the official site: [https://jansuraksha.gov.in/Forms-PMSBY.aspx](https://jansuraksha.gov.in/Forms-PMSBY.aspx)**** to download the form.
  3. **Step 02:** After downloading the application form , candidate can fill in all the details and submit them to the bank along with the required documents.
  4. **Step 03:** Once it is successfully submitted , subscriber will get an Acknowledgement Slip Cum Certificate of Insurance.
  5. **State wise tollfree number** - [https://jansuraksha.gov.in/files/STATEWISETOLLFREE.pdf ](https://jansuraksha.gov.in/files/STATEWISETOLLFREE.pdf)
  6. **National Toll Free Number** - 1800-180-1111 / 1800-110-001
  7. **Online**
  8. One can also avail cover under PMSBY online using their bank's Net banking facility.

Frequently Asked Questions

Who is eligible for āĻĒā§āϰāϧāĻžāύ āĻŽāĻ¨ā§āĻ¤ā§āϰ⧀ āϏ⧁āϰāĻ•ā§āώāĻž āĻŦāĻŋāĻŽāĻž āϝ⧋āϜāύāĻž / what is the eligibility?

Individual bank account holders of participating banks aged between 18 years (completed) and 70 years (age nearer birthday) who give their consent to join / enable auto-debit, will be enrolled into the scheme.

What are the benefits of āĻĒā§āϰāϧāĻžāύ āĻŽāĻ¨ā§āĻ¤ā§āϰ⧀ āϏ⧁āϰāĻ•ā§āώāĻž āĻŦāĻŋāĻŽāĻž āϝ⧋āϜāύāĻž?

1. On Death- the Nominee shall get Rs. 2 Lakhs. 1. Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot- Subscriber shall get Rs. 2 Lakhs. 1. Total and irrecoverable loss of sight of one eye or loss of u...

How to apply online for āĻĒā§āϰāϧāĻžāύ āĻŽāĻ¨ā§āĻ¤ā§āϰ⧀ āϏ⧁āϰāĻ•ā§āώāĻž āĻŦāĻŋāĻŽāĻž āϝ⧋āϜāύāĻž?

**Offline** **Step 01:** In order to enrol in PMSBY offline, one can visit the bank branch where one has a savings account or the candidate can visit the official site: [https://jansuraksha.gov.in/Forms-PMSBY.aspx](https://jansuraksha.gov.in/Forms-PMSBY.aspx)**** to download the form. **S...

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Last updated: 27 Sep 2026